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Post Info TOPIC: Is That Really a Debt Collector on the Phone?
ed11563


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Is That Really a Debt Collector on the Phone?

Dear Ed,

Debt collection scams can bilk unsuspecting victims out of money, and even their identity.

 
How it Works:
A debt collector is someone who regularly collects debts owed to others. It could be a collection agency, a lawyer, or a company that buys delinquent debts and then tries to collect them. On the other hand, it could be a fake debt collector! Armed with sensitive information he coaxes from you, the criminal could charge your credit cards or open new accounts, take out loans in your name, write fraudulent checks and more.
 
What You Should Know:
A debt collector might be a fake if the person is trying to collect on a loan you don’t recognize, refuses to give you a mailing address or phone number, asks you for sensitive information, or uses threats to try to scare you into paying.
 
What You Should Do:
  • Tell the caller you refuse to discuss the debt unless you receive a written notice that includes the debt amount, the name of the creditor, and your rights under the federal Fair Debt Collections Practices Act.
     
  • Don’t give the caller sensitive information. Never give out or confirm personal financial or other sensitive information unless you know whom you’re talking to. This includes your bank account number, credit card, or Social Security number.
     
  • If the debt is legitimate, but you think the collector may be a fake, contact your creditor about the calls.
     
  • If you get a call like this, report it to the Federal Trade Commission and warn others on the Fraud Watch Network Scam-tracking map.

Don’t let a fake debt collector intimidate you into losing money or your identity. Be sure to share this alert with friends and family!

Kristin Keckeisen
Fraud Watch Network

 



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Good advice Ed.

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TrudyML


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Ugh, the bf is getting hounded by the 'Windows' people. Fix your computer? Then yesterday the IRS called. Yeah, right.

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ed11563


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For anyone who might be wondering,

the IRS NEVER calls.



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The Principle of Least Interest: He who cares least about a relationship, controls it.

Always misinterpret when you can.
Lexxy


My dog name is Sasha, too!

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That IRS crap is annoying. They call almost every day. The calls I'm getting come from California.

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TrudyML


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This one popped up Washington, DC.

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Lexxy


My dog name is Sasha, too!

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At least DC is more believable.

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Lawyerlady


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I was so ticked off. I got one of those stupid IRS calls and they left a message saying if I didn't call back immediately I could go to jail. DD12 was home and heard it and called me in a panic. I had to explain phone scammers to her.

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TrudyML


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That is what it said last night. Ugh! Losers.

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Lawyerlady


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They have had the nerve to call me at work. I just say, if you are the IRS, confirm my SSN for me before I'll talk to you, and they hang up. One time they caught me in a really bad mood and I called them all sorts of names.

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lilyofcourse


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I've told them I'd meet them at the police station.

They don't like that either.

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FNW


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I got a call from the IRS the other day, too. I pretended to be a housesitter and told them they could reach (me) at 202-456-1111. That's the phone number for the White House.

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Lexxy


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FNW wrote:

I got a call from the IRS the other day, too. I pretended to be a housesitter and told them they could reach (me) at 202-456-1111. That's the phone number for the White House.

You should have given them the number for the IRS. 



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ed11563


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Lexxy wrote:

That IRS crap is annoying. They call almost every day. The calls I'm getting come from California.

 could you block them?



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The Principle of Least Interest: He who cares least about a relationship, controls it.

Always misinterpret when you can.
lilyofcourse


My spirit animal is a pink flamingo.

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You block one number, they use another.

I've had calls with numbers saying it's from in the states but when you talk to them, they admit they are in Malaysia.

Ya'll get the "your computer has a virus" calls?



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A flock of flirting flamingos is pure, passionate, pink pandemonium-a frenetic flamingle-mangle-a discordant discotheque of delirious dancing, flamboyant feathers, and flamingo lingo.

Charley Harper
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The numbers that come up on caller ID are fake. Technology exists that anyone can program the number that is shown on caller ID, the name too.

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Lawyerlady


On the bright side...... Christmas is coming! (Mod)

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I'm basically going to start saying "the IRS doesn't call, you moron".

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LawyerLady

 

I can explain it to you, but I can't understand it for you. 
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Frozen Sucks!

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Lawyerlady wrote:

I'm basically going to start saying "the IRS doesn't call, you moron".

 I actually said on one "Microsoft" call when they were only a few words into the spiel "oh just stop, I get it, you will fix my computer.  Where do you want me to send the $4K?" and then I hung up.



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Sometimes you're the windshield, and sometimes you're the bug.

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lilyofcourse


My spirit animal is a pink flamingo.

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I think I'm just going to start having conversations with them.

My granny would.

It was hilarious.

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A flock of flirting flamingos is pure, passionate, pink pandemonium-a frenetic flamingle-mangle-a discordant discotheque of delirious dancing, flamboyant feathers, and flamingo lingo.

Charley Harper
WYSIWYG


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When I've gotten scam calls and have been in a good mood, I've done the "I'm sorry. I'm a bit overwhelmed at the moment and don't have time to talk. Can I have your number, and I'll call you back?" thing.

Funny. They never seem to want to leave me their number.

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Mellow Momma


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I don't have a landline and I don't get these calls on my cell.

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lilyofcourse


My spirit animal is a pink flamingo.

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I've gotten them on my cell.

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A flock of flirting flamingos is pure, passionate, pink pandemonium-a frenetic flamingle-mangle-a discordant discotheque of delirious dancing, flamboyant feathers, and flamingo lingo.

Charley Harper
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