TOTALLY GEEKED!

lilyofcourse · My spirit animal is a pink flamingo.

RE: Healthcare Coverage - Privilege or Right?

lilyofcourse · My spirit animal is a pink flamingo.

And you are not guaranteed life or that you won't die.

Just that while you are alive, you have liberty to pursue happiness.

Ohfour · Hooker

flan327 wrote:
Ohfour wrote:
Neither of those are rights either. Lots of people are denied food stamps.
I didn't say they were "rights."
I can tell you where several food pantries are, both in this county & the one west of us.
flan

Thats what this thread is about. Rights.

I know and have donated and worked in several food pantries. Not a single one of them run by the government.

-- Edited by Ohfour on Saturday 6th of May 2017 01:45:54 PM

WYSIWYG · Guru

It is not a right to compel the service of others. We used to call that slavery.
-Lady Gaga Snerd

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I agree with that. No one that I know of is suggesting compelling anyone to do anything. The suggestion I agree with is Universal Healthcare. and get insurance companies out of the business of general medicine. Let them carry policies for better rooms, optional procedures, better prosthetics, scar removal, et cetera. That sort of thing.

WYSIWYG · Guru

If healthcare is a right mentioned in the constitution, what was the insurance company and who used it?

Using the logic that "general welfare" is the health and safety of the citizens, I think food would contribute to general welfare. Do we need a system to provide free food to everyone? Housing is important to for good welfare, free homes to everyone too.
-Domestic Engineer

____________________________________

No insurance company. Back then Doctors did what they could and were supported by the community for doing so.

We currently do have a system to provide free food and free housing (and free healthcare, if we're mentioning all the stuff that they get for free) for those that can't afford it. Problem is we don't have the same thing for people that can afford food and housing but have little or nothing left for healthcare.

WYSIWYG · Guru

Ummm... no.

Just, no.

Promote the general welfare is not about making sure every single person has the chicken pox vaccine or is treated for strep or gets birth control.

It's about making sure the country is ran in a way that we thrive in safety.
-lilyofcourse

__________________________________

And we "thrive in safety" in a society that allows us to be treated for healthcare concerns.

Lady Gaga Snerd · Guru

Ok???? You know where all the food pantries are. What does that mean flan?

-- Edited by Lady Gaga Snerd on Tuesday 9th of May 2017 01:26:08 AM

Lawyerlady · On the bright side...... Christmas is coming! (Mod)

Basic, emergency healthcare is already a right. An emergency room can't turn you away. Beyond that, it is like anything else, you have to pay for it. It's getting ridiculous, people expecting the government to pay for their food, shelter, etc. That is NOT the government's job.

lilyofcourse · My spirit animal is a pink flamingo.

WYSIWYG wrote:
Ummm... no.

Just, no.

Promote the general welfare is not about making sure every single person has the chicken pox vaccine or is treated for strep or gets birth control.

It's about making sure the country is ran in a way that we thrive in safety.
-lilyofcourse

__________________________________

And we "thrive in safety" in a society that allows us to be treated for healthcare concerns.

Allows. That means privilege.

Not right.

Divine Geek · Guru

You have the right to ACCESS to healthcare. You do not have to right to use it.

I have the right to access to a Birkin Bag. I do not have the right to own one.

Lady Gaga Snerd · Guru

Lawyerlady wrote:
Basic, emergency healthcare is already a right. An emergency room can't turn you away. Beyond that, it is like anything else, you have to pay for it. It's getting ridiculous, people expecting the government to pay for their food, shelter, etc. That is NOT the government's job.

Exactly. Just like this whole transgender reassignment surgery. There aren't that many doctors in America that specialize in that. Obama seemed to want to order hospitals to offer something which is pretty rare and for which there aren't even that many trained doctors to do it.

Everyone wants everything they want whenever they want it. That's nice but the real world doesn't work that way. Well, i guess it does for some people who manage to use govt to take, take, take the earnings of others.

Lawyerlady · On the bright side...... Christmas is coming! (Mod)

Divine Geek wrote:
You have the right to ACCESS to healthcare. You do not have to right to use it.

I have the right to access to a Birkin Bag. I do not have the right to own one.

And certainly you do not have the right to make someone else pay for it.

just Czech · Give Me Grand's!

Good grief. Here is a more reasonable example of "want vs need" of an EpiPen.

An EpiPen costs about $600. The ingredient, epinephrine, cost $1.79 per vial. Plus the cost of a small syringe. Yes, you CAN buy the vial and a syringe yourself. Both can be self-injected. One is a brand named, high cost, convenient product. The other requires one extra step, loading the syringe. Which one can YOU afford?

Designer clothing can range in price from a few hundred dollars to thousands of dollars. Or you can go to Walmart and buy much cheaper clothing that will serve the same purpose, which is to cover your body. Which can YOU afford?

Which one makes better USE of taxpayer money?

This is not rocket science, IMHO.

I voted other for this reason.

Divine Geek · Guru

Lawyerlady wrote:
Divine Geek wrote:
You have the right to ACCESS to healthcare. You do not have to right to use it.

I have the right to access to a Birkin Bag. I do not have the right to own one.
And certainly you do not have the right to make someone else pay for it.

Just The Boy wink

I know what to do_sometimes · Frozen Sucks!

just Czech wrote:
Good grief. Here is a more reasonable example of "want vs need" of an EpiPen.

An EpiPen costs about $600. The ingredient, epinephrine, cost $1.79 per vial. Plus the cost of a small syringe. Yes, you CAN buy the vial and a syringe yourself. Both can be self-injected. One is a brand named, high cost, convenient product. The other requires one extra step, loading the syringe. Which one can YOU afford?

Designer clothing can range in price from a few hundred dollars to thousands of dollars. Or you can go to Walmart and buy much cheaper clothing that will serve the same purpose, which is to cover your body. Which can YOU afford?

Which one makes better USE of taxpayer money?

This is not rocket science, IMHO.

I voted other for this reason.

Perfect analogy.

I know what to do_sometimes · Frozen Sucks!

Divine Geek wrote:
Lawyerlady wrote:
Divine Geek wrote:
You have the right to ACCESS to healthcare. You do not have to right to use it.

I have the right to access to a Birkin Bag. I do not have the right to own one.
And certainly you do not have the right to make someone else pay for it.
Just The Boy

You got that one right!

flan327 · Itty bitty's Grammy

just Czech wrote:
Good grief. Here is a more reasonable example of "want vs need" of an EpiPen.

An EpiPen costs about $600. The ingredient, epinephrine, cost $1.79 per vial. Plus the cost of a small syringe. Yes, you CAN buy the vial and a syringe yourself. Both can be self-injected. One is a brand named, high cost, convenient product. The other requires one extra step, loading the syringe. Which one can YOU afford?

Designer clothing can range in price from a few hundred dollars to thousands of dollars. Or you can go to Walmart and buy much cheaper clothing that will serve the same purpose, which is to cover your body. Which can YOU afford?

Which one makes better USE of taxpayer money?

This is not rocket science, IMHO.

I voted other for this reason.

I learned something new today.

A close friend of DS2 had a peanut allergy. Mom always had an epipen with her.

flan

I know what to do_sometimes · Frozen Sucks!

Flan so you can't be on your DH's retirement health plan? Why the heck did he retire then leaving you without insurance?

flan327 · Itty bitty's Grammy

I know what to do_sometimes wrote:
Flan so you can't be on your DH's retirement health plan? Why the heck did he retire then leaving you without insurance?

He RETIRED because he was READY.

MY marriage...

flan

p.s. At 65, he's eligible for Medicare.

FNW · Guru

I put DH on my health insurance a few years ago because once I retire, we both will have insurance for the rest of our lives. He works in the private sector which doesn't provide such a benefit.

Lawyerlady · On the bright side...... Christmas is coming! (Mod)

flan327 wrote:
I know what to do_sometimes wrote:
Flan so you can't be on your DH's retirement health plan? Why the heck did he retire then leaving you without insurance?
He RETIRED because he was READY.
MY marriage...
flan
p.s. At 65, he's eligible for Medicare.

But you are not. That's unfortunate.

flan327 · Itty bitty's Grammy

Lawyerlady wrote:
flan327 wrote:
I know what to do_sometimes wrote:
Flan so you can't be on your DH's retirement health plan? Why the heck did he retire then leaving you without insurance?
He RETIRED because he was READY.
MY marriage...
flan
p.s. At 65, he's eligible for Medicare.
But you are not. That's unfortunate.

It looks like I can get my 2 scrips at a very reasonable price with coupons from Good RX.

Honestly, I rarely use health insurance. My mammogram was good, so nothing for another year.

And work was killing him. After 2 back surgeries, he's more than earned his rest.

flan

Mary Zombie · Guru

Access to healthcare is a right. Having someone else pay for it is not. I have always paid for my insurance.
Since we don't have universal healthcare that's pretty much how it is

lilyofcourse · My spirit animal is a pink flamingo.

I rarely ever had insurance, but I always had health care and paid out of pocket.

Now, no one will touch anyone without health insurance or a credit card.

THAT'S not ok in my line of thinking.

flan327 · Itty bitty's Grammy

I have ALWAYS had insurance...until a week ago.

flan

Lady Gaga Snerd · Guru

flan327 wrote:
I have ALWAYS had insurance...until a week ago.

flan

Usually you have the option to purchase it for a period of time after you leave a job.

Ohfour · Hooker

Flan,
Can you not get unemployment? That would help a little bit...

Cheerios4606 · Guru

A little is better than nothing. Plus arent the ex employers required to provide cobra? Something better than nothing?

Fort Worth Mom · Mod/Penguin lover/Princess!

Lady Gaga Snerd wrote:
flan327 wrote:
I have ALWAYS had insurance...until a week ago.

flan
Usually you have the option to purchase it for a period of time after you leave a job.

Wayne had that option when he lost his job.

It would have cost almost $1500, per month.

We're pretty healthy. We didn't bite on that.

We're covered under his new job, now. smile

But, we rolled the dice, and went without, for 3 months.

flan327 · Itty bitty's Grammy

Ohfour wrote:
Flan,
Can you not get unemployment? That would help a little bit...

Yes, I am trying. Indiana svcks...

flan

flan327 · Itty bitty's Grammy

Lady Gaga Snerd wrote:
flan327 wrote:
I have ALWAYS had insurance...until a week ago.

flan
Usually you have the option to purchase it for a period of time after you leave a job.

No, because I was only PT, so I did not have health insurance.

flan

Lawyerlady · On the bright side...... Christmas is coming! (Mod)

Cheerios4606 wrote:
A little is better than nothing. Plus arent the ex employers required to provide cobra? Something better than nothing?

Cobra is cost prohibitive.

And getting unemployment depends on why you were fired. The employer can deny it if they say it was for cause.

Lady Gaga Snerd · Guru

So , you never had health insurance at your job. It was on your husband who recently retired? And, whether you still had your job or not, if he was planning to retire, what then was your plan?

flan327 · Itty bitty's Grammy

Lady Gaga Snerd wrote:
So , you never had health insurance at your job. It was on your husband who recently retired? And, whether you still had your job or not, if he was planning to retire, what then was your plan?

Obviously to pay for my OWN health insurance with my OWN salary...

flan

Lady Gaga Snerd · Guru

OK, so you were paying for it from your PT job? I know you are applying so hopefully you can find something.

flan327 · Itty bitty's Grammy

Lady Gaga Snerd wrote:
OK, so you were paying for it from your PT job? I know you are applying so hopefully you can find something.

Thank you. There is a website that lists all jobs in Indiana libraries (school, public, academic). I check it twice a week.

At this point, subbing seems to be my best option.

In addition, I will probably apply for a job at a bookstore 10 minutes away.

flan

p.s. I carried DH1 on my health insurance (he was self-employed). I carried my kids (obviously).

flan327 · Itty bitty's Grammy

Lawyerlady wrote:
Cheerios4606 wrote:
A little is better than nothing. Plus arent the ex employers required to provide cobra? Something better than nothing?
Cobra is cost prohibitive.

And getting unemployment depends on why you were fired. The employer can deny it if they say it was for cause.

The Director sent me the link to apply for unemployment that day after I was fired...

flan

Lady Gaga Snerd · Guru

flan327 wrote:
Lady Gaga Snerd wrote:
OK, so you were paying for it from your PT job? I know you are applying so hopefully you can find something.
Thank you. There is a website that lists all jobs in Indiana libraries (school, public, academic). I check it twice a week.
At this point, subbing seems to be my best option.
In addition, I will probably apply for a job at a bookstore 10 minutes away.
flan
p.s. I carried DH1 on my health insurance (he was self-employed). I carried my kids (obviously).

A bookstore sounds lovely! Subbing can be tough, but you are a tough cookie so you will do fine.

flan327 · Itty bitty's Grammy

Thanks so much!

I'll likely limit my subbing to elementary kids.

flan

I know what to do_sometimes · Frozen Sucks!

I heard that Aetna pulled out of Indiana due to a rate increase being denied and that there aren't any private health insurance companies left in Indiana. Is that true?

Lady Gaga Snerd · Guru

flan327 wrote:
Thanks so much!

I'll likely limit my subbing to elementary kids.

flan

I know that we often have trouble finding subs, so there is definitely a need there.

flan327 · Itty bitty's Grammy

Lady Gaga Snerd wrote:
flan327 wrote:
Thanks so much!

I'll likely limit my subbing to elementary kids.

flan
I know that we often have trouble finding subs, so there is definitely a need there.

That's what I was told as well.

flan

Lawyerlady · On the bright side...... Christmas is coming! (Mod)

Well, you are exactly the kind of person Obamacare was made for - are you not able to get it? It hasn't been repealed, yet.

Lady Gaga Snerd · Guru

If you need health insurance, can your DH get a part time job as well to help pay for it? But, i know he had some health issues. Did you go to the exchanges?

-- Edited by Lady Gaga Snerd on Friday 12th of May 2017 08:22:27 AM

flan327 · Itty bitty's Grammy

Lady Gaga Snerd wrote:
If you need health insurance, can your DH get a part time job as well to help pay for it? But, i know he had some health issues. Did you go to the exchanges?

-- Edited by Lady Gaga Snerd on Friday 12th of May 2017 08:22:27 AM

We have talked to the woman who set up all his Medicare details. We have several quotes, but they're pricey.

flan

FNW · Guru

My former boss subs now. He loves it, but there are certain schools where he will not go because the kids are rough.

Lawyerlady · On the bright side...... Christmas is coming! (Mod)

Healthcare cannot be a right because it requires the service of others. No one has the right to force servitude on anyone.

burns07 · Guru

Healthcare cannot be a right because it requires the service of others.
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my lady's sentiments exactly(she's a nurse)--emergency(lifesaving)care is an exception, however, and sort of in a gray area--the problem, she says, is that people come to ER for everything these days--sprains, cuts, minor ills, etc. and seem to demand treatment though it is clearly outside the scope of emergency care--and the majority of the folks, of course, don't expect to pay ANYTHING for it

lilyofcourse · My spirit animal is a pink flamingo.

burns07 wrote:

Healthcare cannot be a right because it requires the service of others.
____________________________________________________

my lady's sentiments exactly(she's a nurse)--emergency(lifesaving)care is an exception, however, and sort of in a gray area--the problem, she says, is that people come to ER for everything these days--sprains, cuts, minor ills, etc. and seem to demand treatment though it is clearly outside the scope of emergency care--and the majority of the folks, of course, don't expect to pay ANYTHING for it

Our hospital has a clinic inside the ER.

You sign in, and are triaged by the ER, but if you are not emergent, you get bounced to the clinic.

burns07 · Guru

in theory, that's exactly how triage is supposed to work--in practice, however, many patients demand/expect IMMEDIATE care for their ills and will make significant and profane spectacles if not treated THIS MINUTE(particularly if kids are involved)and will loudly proclaim their " right " to immediate care--you really have to witness it to understand the situation(and it happens quite often)