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Post Info TOPIC: Dear Abby: pushy salespeople pushing credit cards bother me


On the bright side...... Christmas is coming! (Mod)

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Dear Abby: pushy salespeople pushing credit cards bother me
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DEAR MISS MANNERS: I seem to be unable to come up with a polite, conversation-ending response to aggressive sales associates in stores who push you to open the store’s credit card. I understand that they are directed to ask by the store management, and I also know they are usually incentivized to do so.

This weekend, a salesperson was harassing the older woman in front of me who was paying cash for a large purchase -- at her husband’s direction, she explained (uncomfortably) to the clerk. The clerk responded that her husband didn’t need to know she opened the account! Without missing a beat, she next pressured me to open an account too, to save $6.

The salespeople do not know anything about the customer standing in front of them. For all they know, that person knows she will be declined for more credit.

I make a decent living, manage my finances well and consolidate my purchases to a single credit card that provides the most benefits for me. None of this is their business, they aren’t owed any explanations about my decision, and they should accept a “no.”

I have tried politely saying ”No, thank you,” and “No, but thank you for asking.” I’ve restated that I plan to use the card I first indicated. I’ve joked about how too much debt helped get us into a recession. I’ve responded rudely to the pushiest of clerks on occasion, knowing Miss Manners would never approve. However, they -- and the stores they work for -- remain undeterred, aggressive and insulting.

Any other suggestions, Miss Manners, for stopping these rude intruders?

GENTLE READER: Pushy salespeople (who are in turn being pushed by their employers) rely on the common misunderstanding that it is rude not to engage the person in front of you in conversation.

At a social gathering, this is true. At a department store checkout counter, with impatient shoppers standing behind you, it is not.

So long as they keep you talking, they believe -- as do you, apparently -- that you will eventually run out of excuses and accede to their demands.

Do not give up. Miss Manners does not have additional suggestions because none are needed. Even the pushiest clerk will grow discouraged after the third or fourth tight-lipped repetition of “Thank you. No.”



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On the bright side...... Christmas is coming! (Mod)

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Ok - seriously, I have to wonder how they are handling this. Because EVERY time I am asked, I say "No, thank you", and that it the end of that conversation. Perhaps her tone needs improving with more firmness.

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I've never had a problem with the sales clerks getting pushy with me. Now phone salespeople can get real pushy but at least I just hang up the phone.

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The OP seems to launch into her reasons why. You don't have to explain your life to a sales clerk. No, thanks. That's enough. If they get pushy, said, Maam, I am NOT interested.

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Several years ago I had this problem at Target. The cashier would not take "no thanks" for an answer. I solved it by telling him he could keep his credit card, as well as the couple hundred dollars of merchandise that he had just rung up. Then, I walked out of the store. End of the problem.



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Part of their job is to push the credit card, so i get that. But, just accept the no for an answer and then move on.

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I've never had a problem getting them to back off, at least not after the second "I am not interested in that."
I also tell them no when they ask to have my phone number or email. Seems to work for me. Sometimes they seem affronted, but that's not my problem.

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Domestic Engineer wrote:

Several years ago I had this problem at Target. The cashier would not take "no thanks" for an answer. I solved it by telling him he could keep his credit card, as well as the couple hundred dollars of merchandise that he had just rung up. Then, I walked out of the store. End of the problem.


 This ^^ 200%! I have done this with different department stores and other places who didn't take "no" for the answer the first time. I get it's their job to ask but . . . no means no; no matter how many times you ask. After the first time, it's harassment to keep asking. 



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I haven't had a problem with it. I just say no thank you. No reasons. No excuses. Doing that would open the door to more prodding.

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I've had to say "don't ask again" before. That usually works

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After I said no thank you to a credit card the clerk kept pushing. He said, but you'll save X dollars, don't you like saving money? I looked him dead in the eye and answered No. he shut up after that.

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Nope works for me. If they ask again give the the icy MM stare.



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