Has anyone here heard of these? Like mint or YNAB? They seem like they could really help me out with my budget but I have to input my bank info which makes me nervous. Everything I've read up on them swears they are legit and safe though.
Just wondering if anyone has used one.
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Was it a bad day?
Or was it a bad five minutes that you milked all day?
Not with all the hacking and data selling these days.
Have you ever used a budget journal?
Write down every cent you spend and what you spend it on.
Same with what you make.
Keep a detailed record for a month, see if it helps.
-- Edited by lilyofcourse on Thursday 26th of April 2018 09:05:42 PM
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A flock of flirting flamingos is pure, passionate, pink pandemonium-a frenetic flamingle-mangle-a discordant discotheque of delirious dancing, flamboyant feathers, and flamingo lingo.
They use your transaction information to find patterns and stuff in your spending, and help you create a budget around that.
I've tried doing it on paper so many times and I just poop out. I hate money management
It's collecting data.
Don't be surprised, if you do use one, you start getting all kinds of calls and "special offers".
Personally , I wouldn't trust it.
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A flock of flirting flamingos is pure, passionate, pink pandemonium-a frenetic flamingle-mangle-a discordant discotheque of delirious dancing, flamboyant feathers, and flamingo lingo.
I'll tell you two things that help me with budgeting.
1. Everything goes the "can I live without it" filter. Everything.
2. For every dollar I spend, I put two dollars away for another day.
I know budgeting is a big PITA.
But in the long run, it's worth it.
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A flock of flirting flamingos is pure, passionate, pink pandemonium-a frenetic flamingle-mangle-a discordant discotheque of delirious dancing, flamboyant feathers, and flamingo lingo.
